Terms of Service

1. Acceptance of Terms

By accessing our services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, do not use our services.

2. Accounts & Security

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately of any unauthorized use.

3. Acceptable Conduct

• Engage respectfully and avoid harassment or discrimination.
• Do not share content that infringes intellectual property rights.
• Do not attempt to disrupt or reverse-engineer our services.

4. User Content

By submitting content (e.g., discussion posts, project files), you grant us a non-exclusive, worldwide license to host and display it solely to operate the services. You retain ownership of your content.

5. Payments

Prices are listed in USD. Taxes may apply based on your location. Some purchases are handled via third-party processors subject to their terms.

6. Cancellations & Refunds

You may cancel and request a refund within 7 days of program start if less than 20% of coursework has been completed.

7. Disclaimers

We provide educational content “as is.” We make no warranties of future performance, financial outcomes, or guarantees of specific personal results.

8. Limitation of Liability

To the maximum extent permitted by law, OptiForge Collective shall not be liable for any indirect, incidental, or consequential damages arising from your use of the services.

9. Changes to Terms

We may update these Terms periodically. Continued use of the services after changes constitutes acceptance of the revised Terms.